Best investment options in India
All of us seek to put our hard earned money in investments that give good results. But investment options that offer low risk with high return do not exist. In real life, risks and returns are inversely related. Here is a list of the best investment options in India that offer good financial security:
Public Provident Funds: Unarguably, one of the safest long-term investment products has to be the Public Provident funds. It is completely tax-free. The funds get locked into this PPF account in bank or post office for a period of 15 years and earn compound interest.
Mutual funds: People who desire to invest in bonds and equities that offer a balance of risk and return prefer mutual funds. A systematic investment plan in mutual funds for a long time is considered as a good investment option. It offers a much better return compared to other forms of investments.
Direst equity: Investing in equity is considered as risky by most people as it is a volatile asset class and there is no guarantee of returns. But over long periods of time, equity has been shown to deliver higher than inflation-adjusted returns when compared to other asset classes.
Real Estate: Real estate is one of the fastest growing sectors in India that promises good returns in major sectors like commercial, manufacturing, hospitality, retail and more. The risk in real estate is low as the value of property rises with time.
National Pension Scheme: For those opting for a very low risk profile, the National Pension Scheme sponsored by the Government of India is one of the best modes of investment. It offers definite returns and also qualifies for additional tax benefits.